Youthing has officially launched its journey into financial empowerment with the first edition of FinLit held on 27th September 2025. The session brought together young people eager to have real conversations about money.
From the start, participants were challenged to rethink what financial success really means. They asked themselves whether there is a clear difference between being rich and being wealthy and whether financial goals can be achieved without first being defined. These questions set the tone for a gathering that aimed to shake off misconceptions and build a more intentional understanding of money.
The atmosphere was lively and engaging. To break the ice and keep participants connected, the organizers introduced games and interactive exercises that related to financial literacy. Board games created scenarios where players had to make budgeting and saving decisions while ice breakers turned into short challenges about spotting financial traps or identifying smarter money choices. These activities were not only fun but also powerful learning tools that showed how decision making, risk taking and planning are part of everyday life. They helped participants see that financial literacy does not have to be taught in a classroom style. It can be practiced in a social, creative and playful way.
The discussion introduced the idea of money illusion, where many assume that higher income automatically means prosperity. Participants explored how misleading this can be, since money that is not properly managed is often wasted. This part of the session encouraged everyone to reflect on how appearances and spending habits can create a false picture of success while true wealth requires discipline, planning and patience. It was a moment of realization that having money is not the same as keeping or growing it.
Budgeting and saving became another area of focus. The group discovered that living below one’s means should not be viewed as a sign of failure but as a conscious strategy for building financial freedom. Budgeting was framed as a way to direct money with purpose rather than wonder where it has gone. Saving was presented not just as a habit but as a deliberate choice tied to goals such as starting a business, investing in education or preparing for emergencies. The key message was that consistency in saving is what turns small steps into large achievements.
When the conversation shifted to investments, the energy in the room picked up. Young people discussed opportunities in money market funds, community savings groups known as chamas and mobile platforms such as M Shwari. What stood out was the understanding that investments should not be random. Research and intention are essential. The group embraced the idea that even small investments can grow when they are well planned. The message of “Invest, Invest, Invest” was echoed strongly but always with a reminder that smart investing requires patience and knowledge.
Beyond the practical side of money, participants also examined its broader dimensions. Some reflected on whether money has a spiritual meaning, particularly in acts of giving. The idea that money can be a tool for generosity and community building resonated with many in the room. This connected financial literacy to deeper values and reminded participants that wealth can be measured by the impact it creates as much as by the assets it builds.
The session also pointed out mistakes that many young people are making now which could hurt their financial future. Overspending on trends, failing to save with purpose and investing without proper research were highlighted as risks that can be avoided. By identifying these challenges early, participants felt better prepared to change course and adopt healthier financial habits.
This first edition of FinLit was more than a workshop. It was a milestone that proved young people are ready to engage in meaningful conversations about money. It showed that financial education does not have to be intimidating. Instead it can be inspiring, practical and even playful. With the combination of discussion, games and shared wisdom, the session created a new way of learning that participants described as refreshing and transformative.
As the event ended, participants were already looking forward to the next sessions that will dive deeper into entrepreneurship, digital savings tools and building generational wealth.
